When bankruptcy and divorce in Florida overlap, one of the first questions is usually: “Who pays the debt?” The answer depends on several factors, including whose name is on the account, whether the debt is marital or separate, what the divorce court orders, and...
If you are behind on federal income taxes, you may be wondering whether tax debt bankruptcy in Florida can give you a clean slate. The answer depends on the type of tax, the age of the debt, whether returns were properly filed, and whether the IRS or Florida taxing...
If you are dealing with judgment liens in Florida bankruptcy, the most important thing to know is that a bankruptcy discharge and lien removal are not the same thing. Bankruptcy may eliminate your personal obligation to pay a judgment debt, but a recorded lien can...
If you are behind on a car loan, you may be asking: can bankruptcy stop car repossession in Florida? In many cases, yes—if the bankruptcy case is filed before the lender takes the vehicle. A bankruptcy filing triggers the “automatic stay,” a court order that generally...
Medical debt bankruptcy is often considered when hospital bills, emergency care, surgery costs, specialist visits, or follow-up treatment leave a household unable to keep up with everyday expenses. In North Florida, medical debt can affect people who are working,...
If you are behind on a mortgage, facing a lawsuit, or getting constant collection calls, the automatic stay in Florida is often the first major protection that takes effect when you file bankruptcy. It is a federal court order that generally stops most creditors from...
If you are trying to stop wage garnishment in Florida, bankruptcy may provide fast protection through the automatic stay. A garnishment can make it difficult to pay rent, utilities, car payments, insurance, and groceries. The good news is that once a bankruptcy case...
Short answer: Debt settlement means negotiating with creditors to accept less than you owe — usually after months of missed payments, with fees of 15–25% of your enrolled debt and a possible tax bill on the forgiven amount. Bankruptcy is a court process that stops...
SEC charges have taken center stage following the agency’s recent lawsuit against Mordechai Haim Ferder, the former CEO of the now-bankrupt Lugano Diamonds & Jewelry Inc. The SEC alleges that Ferder and his wife orchestrated a fraudulent investment scheme...
The Ruby Tuesday benefits lawsuit has drawn attention as former executives challenge how their retirement plan benefits were handled during bankruptcy. The case, now at the doorstep of the Supreme Court, highlights broader questions about employee benefit protections...
