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While it is not legally required that you work with a Chapter 7 bankruptcy attorney in Jacksonville, Orlando, or elsewhere, it is certainly advisable. Having a knowledgeable attorney to guide you through the Chapter 7 process and procedures will help your bankruptcy experience be smoother, faster, and yield better results. It pays to partner with a pro!

Not necessarily! During a Chapter 7 bankruptcy, you may need to surrender major assets to offset the costs of your debts that are being discharged. However, many states – including Florida – have a generous homestead exemption that may allow you to keep your residential property, as well as state-specific exemptions, which, when applied correctly, can help you protect and save many of your assets.

Where Chapter 7 bankruptcy focuses on debt relief by way of discharge, Chapter 13 bankruptcy primarily focuses on relieving debt by helping those who are struggling with a more manageable repayment option, most often paying only a small portion of their debt. One of the big reasons many people choose Chapter 13 is because of the increased control it grants debtors while removing the burden of creditor calls and lawsuits.

If you have regular income that will allow you to manage repayment of all or some of your debts if they are sensibly restructured, you are a good candidate for Chapter 13 bankruptcy. It helps you take better control of repaying those debts. It is also more flexible and may allow for negotiation in payment.

In general, a Chapter 13 bankruptcy is geared toward restructuring and manageable repayment of all or some of your debt. It also takes place over a more extended period of time, and eligibility depends on your income. See a Chapter 13 bankruptcy attorney for more information.

Yes. While it’s true that chapter 11 bankruptcy is typically applied to businesses, it can also be applicable to individuals who have a higher income or larger amount of assets than those who meet the eligibility criteria for chapter 7 bankruptcy. Ask your attorney if you qualify.

As we mentioned, a chapter 11 bankruptcy might be your best choice if your income or assets exclude you from eligibility from chapter 7 bankruptcy. To find out if that’s true, you’ll need to apply the “means” test to your situation. A chapter 11 bankruptcy attorney can guide you.

No. A chapter 11 is often a good choice for dealing with debt as a business owner, but you have other options as well. There are subchapters dedicated to businesses of different types and sizes, as well as business bankruptcies under chapter 7, 13, etc. Ask your attorney for details.

It is important to remember that debt relief companies are private, for-profit entities. While they may have friendly, courteous staff, their main goal is to profit from your situation. No matter the outcome, they will receive payment – even if you don’t get help.

Unlike private debt relief companies, attorneys are held accountable for their actions. They won’t scam you or leave you in worse shape than you were in when you sought their assistance. If you need real help, consult a real attorney.

The pandemic and subsequent economic fallout of 2020 brought many challenges, including dealing with families that fell on hard times beyond their own control. While there was a temporary federal hold on foreclosures and evictions, this has since expired.

Bankruptcy can be a great solution to dealing with a potential foreclosure, but it is not a decision to make lightly. It also isn’t right for every scenario. Always seek the guidance of legal counsel before filing for bankruptcy – even when facing foreclosure.

Not at all. As a business owner, you have several options for dealing with debt. Chapter 7 bankruptcy might be your best option, but filing a bankruptcy under Chapter 11 may provide you with different or more preferred results. Chapter 11 allows for the restructuring of debt. Talk to your attorney to find out more about which is your best choice.

Getting behind on payments can be extremely detrimental to a business. This is especially true of small businesses, who may not have the capital to catch up once they get behind. Bankruptcy can keep your doors open while you restructure and relieve your debt in a manageable way.

A Chapter 11 bankruptcy is often a great choice for small businesses. There are even specific subchapters dedicated to smaller companies that are struggling with debt. If your company is small or even single-person, speak to a lawyer about the advantages of a Chapter 11 bankruptcy for managing your debt and obtaining the relief needed to get back on your feet.

While it is technically perfectly legal to pursue a bankruptcy without the assistance of a lawyer, it is not advisable. Attorneys understand every aspect of the bankruptcy process. Do not go it alone when you do not have to. Speak to a professional to get professional results!

Yes, many aspects of the United States immigration laws did change during the last presidential administration. While we may soon see change to these laws again, your best bet is to work with a knowledgeable attorney both now and moving forward to navigate them.

Don’t let fear or confusion stop you from reaching out. By speaking to an immigration attorney in Orlando or Jacksonville, you can get yourself or your loved one on the path to legal citizenship, a visa, green card status, or anything else you’re looking for!

While consultation with an immigration lawyer is not legally required when navigating the immigration process, it is certainly advisable. This is especially true if you’re dealing with language barriers. Let a professional guide your steps to citizenship!

Since your attorney will understand all of these aspects of United States immigration law, it is important to keep them abreast of all changes you may make to your plans. This way, they can help you achieve your goals, even if they change!

Not necessarily. There are various types of visas and other programs that allow for students and professionals to enjoy temporary residence in the United States without the intention of permanent relocation.

This can be tricky, since various types may apply to your scenario. To find the best fit, be sure to speak to an attorney for guidance.

During the Trump presidency, the United States tightened restrictions involving which applicants for green cards could receive them. While these regulations are being gradually loosened, some may remain, making obtaining a green card more difficult.

By helping you better understand the current laws and how they apply to your situation, your attorney can help you make the case for your approval – and secure the green card or visa you’re hoping for.